Thursday, December 11, 2025

Human ECO-Life | A New Personal Milestone

Today I achieved a new personal milestone: A credit card with 0% interest for 21 months. To take advantage of the 0% I will use it right away to kick off my plans, starting with the Homeless Missionary Group. The first purchase to begin operations would be a shuttle bus registered as a private vehicle used only for outreach to distribute materials, accept donations, and sign up volunteers.  

My $3,500 0% APR credit card can serve as a down payment or earnest money, but it cannot cover the full cost. I will need multiple sources of funding, including inspection costs, repair and initial outfitting, insurance registration fees, marketing and fundraising materials, grant application fees, website costs, and sponsorship materials. I will be paying off the credit card in 20 months at $175 a month, turning my credit into leverage. 



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